Small Business Credit
CASH FLOW LOANS (CFL)
Shearson Capital will lend money based on your cash flow.
The CFL program is perfect for companies with little or no credit or debit card sales or would prefer a true loan program.
Strong cash flow and a good payment history are what we look for to help you qualify for business loans from $5,000 up to $150,000. You’ve built your business against many obstacles; isn’t it time someone offers a common sense way to recognize the value in what you’ve built? By reviewing business performance, in addition to credit history, we can identify healthy businesses that others pass by. We use cutting-edge technology which allows us to make decisions quickly and fund loans fast. Enjoy a new experience in commercial lending that gets you the capital you need.
This program differs from our other programs in that it:
- Is a true commercial loan with a set term
- Offers amounts up to $150,000
- Terms up to 1.5 yrs
- Based primarily on your business’ cash flow and payment history
- Does not require credit or debit card sales
HOW IT WORKS
Shearson Capital uses technology to focus on the true health of your business - not just credit scores. We examine your business payment behavior and use our models that are updated with industry information to determine eligibility. These back-tested algorithms combined with our unique ACH repayment system allow us to approve loans that others would simply decline. We can offer loans with a pre-set monthly payment amount and fixed maturity date or we offer unique features including smaller and more frequent payments instead of one monthly lump sum payment that makes repayment easy to manage.
HOW MUCH YOU QUALIFY FOR
Get a FREE quote now and see exactly what you qualify for by filling out our quick form. Our professional representatives are standing by to answer your questions and offer a no hassle and no obligation FREE quote to see if a Cash Flow Loan is right for you.
To find out how much you qualify for, simply complete the online application and provide some basic information. You will receive a free, no obligation quote within 24 hours from a Shearson Capital Account Executive who will review your funding options.
- In business for 2 PLUS years
- Over $150,000 in 2 year average gross revenues
- $3,000 minimum average daily bank balance
- Personal FICO score above 500+
- No personal or business bankruptcies, no significant judgments
- Borrowing entity must be a corporation or LLC in good standing